CIBIL score: Maintaining a good CIBIL score is crucial for loan approval. Key factors include timely dues payment, low debt-to-income and credit utilization ratios, and a long credit history. Avoid closing old accounts and applying for multiple credit cards to prevent score reduction.
CIBIL score: Maintaining a good CIBIL score is crucial for loan approval. Key factors include timely dues payment, low debt-to-income and credit utilization ratios, and a long credit history. Avoid closing old accounts and applying for multiple credit cards to prevent score reduction.
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